Which Is Best Credit Card In SBI?

Is SBI credit card free?

The SBI Unnati Credit Card is a great option for beginners or first-time users.

Though the annual fee is Rs.

499, it is free for the first four years.

This means that it is a Zero Fee Credit Card for the initial 4 years..

How do I choose a credit card?

How to Choose a Credit Card in 9 Easy StepsDecide what you’ll use the card for. … Determine whether you’ll be carrying a balance. … Look at your spending habits. … Consider the type of rewards most useful to you. … Determine what type of credit card is right for you. … Review the key terms and fees. … Decide whether paying an annual fee makes sense.More items…

Can I have 2 SBI Cards?

If you wish to apply for an additional SBI Card, you can select ‘Yes’ for the ‘Do you have an SBI Card’ question on the online application form for the SBI Card you wish to apply for and fill in the required details. On submission of the form, our executives will connect with you to take your application forward.

How can I withdraw cash from SBI credit card?

How to withdraw cash using your SBI Credit Card?Insert your SBI Credit Card into the card slot of the ATM machine.Fill in your PIN details and the amount you need to withdraw.Collect your cash and transaction receipt.

What is SBI credit card interest rate?

3.35% per monthThe current rate of finance charges is upto 3.35% per month [40.2% per annum] from the transaction date and is subject to change at the discretion of SBI Card & Payment Services Private Limited(SBICPSL).

Which SBI credit card is best for low income?

Top Low Income Credit CardsCredit Card VariantAnnual FeeCategorySimplyCLICK SBI CardRs.499Online ShoppingSimplySAVE SBI CardRs.499Daily shoppingHDFC Bharat CashBack CardRs.500CashbackHDFC Freedom CardRs.500Rewards6 more rows

How many types of SBI credit cards are there?

Top 10 SBI Credit Cards in India 2020SBI Credit Card VariantsAnnual FeeSuitable ForSimplyCLICK SBI CardRs.499Online shoppingSimplySAVE SBI CardRs.499Shopping (Everyday)Yatra SBI CardRs.499TravelFBB SBI STYLEUP CardRs.499Co-branded shopping6 more rows

What is the limit of SBI credit card?

SBI Card Available Credit Limit 1 Lakh and you make a purchase of Rs. 20,000, then the available credit limit after the purchase will be Rs. 80,000.

Does SBI call credit card?

1800 180 1290 You can also call on the other number- (STD Code) 39020202. Normal call charges may apply on this number. For some common queries, SBI Card also offers missed call service. Make sure you give the missed call using the registered mobile number.

How can I get SBI Card moratorium?

To avail of the moratorium extension, eligible customers will need to place a request on the website to opt-in for the same. Only then shall the account be enrolled in the moratorium extension and the terms of moratorium extension shall apply. Click here to place opt-in request in a few simple steps.

Who is eligible for SBI credit card?

You can apply for a SBI credit card online or from any SBI branch if you are at least 21 years old upto maximum age group of 70 years. However, the minimum age to get a SBI credit card online or from the bank varies by various schemes depending on the card you choose to apply for.

Which credit card is best?

Best Credit Cards Based on Top CategoriesCredit CardBest ForIndianOil Citi Platinum Credit CardFuelAxis Bank Neo Credit CardCashback, Hotel, MoviesHDFC Bank Diners ClubMiles CardLounge AccessCiti Rewards Credit CardRewards9 more rows

What are the benefits of SBI credit card?

Lower Interest Option. Simply Save more. … Encash. With SBI Card, get cash on the go to fulfil your financial needs! … Money Simplified. Simple measures to provide you instant cash with the SBI Card’s Easy Money and ATM Cash services. … Insurance. … Utility Bill Payments. … Easy Access Channel.

How do I choose a first credit card?

There are some factors to keep in mind, including:Annual income. Look for credit cards with minimum annual income requirements you can meet.Annual fees. If high fees are a concern for you, opt for a card with a low or $0 annual fee.Interest rate. Make sure you won’t have any nasty surprises on your credit card bill.

What is a good credit card for a beginner?

NerdWallet’s Best Starter Credit Cards for No Credit of December 2020Discover it® Secured: Best for Secured cards: Rewards and upgrading.Secured Mastercard® from Capital One: Best for Secured cards: Low deposit.Discover it® Student chrome: Best for Student cards: Simplicity and value.More items…•

What should I look for in a first credit card?

Here’s a checklist of some things to look at when you choose a credit card:Annual Percentage Rate (APR). This is the cost of borrowing on the card, if you don’t pay the whole balance off each month. … minimum repayment. … annual fee. … charges. … introductory interest rates. … loyalty points or rewards. … cash back.