Which Credit Card Is Best HDFC Or SBI?

Which type of credit card is best in HDFC?

Top 10 HDFC Credit Cards in India for 2021Credit CardAnnual Fee (in Rs.)Best Suited ForHDFC Regalia Credit Card2,500Shopping & TravelHDFC MoneyBack Credit Card500Rewards & ShoppingHDFC Millennia Credit Card1,000CashbackHDFC Titanium Times Credit Card500Movies & Dining6 more rows.

What is minimum salary required for credit card?

AED 5000All the financial institutions in the UAE ask for a minimum monthly salary of AED 5000. This makes it quite impossible for people earning below AED 5000 to get a credit card.

Is HDFC regalia card free?

Features and Benefits of the HDFC Regalia Credit Card It gives complimentary lounge access via Priority Pass Membership at more than 1000 airport lounges in the world. Get two complimentary lounge access on a quarterly basis within India. Complimentary membership to Club Vistara for the first year.

Which SBI credit card has no annual fee?

SBI UnnatiSBI Unnati Credit Card with No Annual Fee – Apply Now | SBI Card.

What is SBI credit card interest rate?

3.35% per monthThe current rate of finance charges is upto 3.35% per month [40.2% per annum] from the transaction date and is subject to change at the discretion of SBI Card & Payment Services Private Limited(SBICPSL).

Is Regalia a good card?

HDFC Regalia Credit Card is one of the Super premium credit cards issued by the bank which holds a prestigious status. It’s usually given to high net-worth individuals who have higher ITR or a better relationship value with the bank. Its loaded with whole lot of features with great reward points on every spend.

Can I apply HDFC credit card online?

Apply online for HDFC Bank Credit Card: Check your HDFC Bank Credit Card Eligibility ✓ Offers ✓ Fee charges ✓ Reward Points ✓ Apply Online instantly at IndiaLends.

Which type of credit card is best in SBI?

Best SBI Credit Cards in India 2021Air India SBI Signature Card: 13.5% on Air India transactions, 1.8% on all spending.Air India SBI Platinum Card: 6.75% on Air India transactions.Yatra SBI Card: 20% discount of domestic hotel bookings.

Which is the best Master Card or Visa card?

The truth is both types of cards are widely accepted abroad, and are therefore better choices for international travel than Amex or Discover. As noted above, Mastercard may offer a slightly better exchange rate than Visa, but if you don’t travel frequently, it probably won’t make a huge difference.

Is SBI credit card free?

Though the annual fee is Rs. 499, it is free for the first four years. This means that it is a Zero Fee Credit Card for the initial 4 years….Fees and Charges of Lifetime Free SBI Unnati Credit Card.Type of feeChargesAnnual feeFree for the first four yearsRenewal feeRs.499 from the fifth year onwards12 more rows

How can I get SBI Card moratorium?

To avail of the moratorium extension, eligible customers will need to place a request on the website to opt-in for the same. Only then shall the account be enrolled in the moratorium extension and the terms of moratorium extension shall apply. Click here to place opt-in request in a few simple steps.

How much interest does a moratorium charge?

Moratorium Calculation Example Using FormulaPrincipal Outstanding (Rs.)Interest Rate (%, p.a.)Extra Interest for 2 months moratorium (Rs.)2 lakh186,0454 lakh128,04030 lakh840,1338 lakh1520,1251 more row

Can I have 2 HDFC credit card?

Getting approved for Multiple HDFC bank credit Cards: So having 5 Lakh or more limit on a single card increases your chances of holding multiple credit cards from HDFC, usually limited to maximum of 2 cards per person.

Which credit card is better than HDFC regalia?

Comparison of the Fee – HDFC Infinia vs HDFC RegaliaBasis of DifferenceHDFC InfiniaAnnual Membership Fees₹10000 Plus Applicable TaxesAnnual Renewal Fees₹10000 Plus Applicable TaxesRenewal Fees Waiving Off CriteriaSpend more than ₹8 Lacs in a year and waive off the Renewal Fees.

What is SBI credit card limit?

SBI card total credit limit is the maximum credit amount that you can spend with your SBI credit card.

Which bank credit card is best?

List of 10 Best Credit Cards in India for 2021Top 10 Credit CardsAnnual FeeBest Suited ForAxis Bank Ace Credit CardRs. 499CashbackAmazon Pay ICICI Credit CardNilOnline Shopping & CashbackHDFC Regalia Credit CardRs. 2,500Travel & ShoppingIndianOil Citibank® Platinum Credit CardRs. 1,000Fuel6 more rows•Jan 6, 2021

Is Regalia first credit card good?

For consumers that frequently spend on the SmartBuy platform, the HDFC Bank Regalia First Credit Card is an excellent card to have. For instance, the card earns a great 8% rewards rate (40 points per Rs 150 spent, 1 points = Rs. … 150, 1 point = Rs. 0.3).

Is HDFC credit card life time free?

Lifetime Free Credit Card – Get Credit Cards with No Annual Fee | HDFC Bank.