Question: What Is The Difference Between The Amazon Credit Cards?

Which is better Amazon store card or Amazon Visa?

Best for Amazon financing: It depends While the difference is not dramatic, Synchrony’s Amazon store cards offer longer financing periods on Equal Pay purchases.

The Chase Amazon Visa cards, on the other hand, offer six-, 12- and 18-month financing plans on minimum purchases of $150, $250 and $500, respectively..

What is the catch with Amazon credit card?

There is a small catch: The 5% cash back benefit, which also applies to Amazon.com purchases, is only available to active members of Amazon Prime, a subscription program that offers free two-day shipping, access to streaming video and music, and a variety of other Amazon-specific perks for $119 a year.

Does applying for Amazon card hurt credit?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card. A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

Which Amazon credit card is better?

Best Amazon credit cards 2020Recommended cardsBest forCredit neededDiscover it® Cash BackGeneral spendingExcellent/GoodAmerican Express® Gold CardPurchase protectionExcellent/GoodCapital One Venture Rewards Credit CardTravel rewardsExcellent/GoodChase Freedom Unlimited® CardFlexible rewardsExcellent/Good3 more rows•5 days ago

Is the Amazon credit card worth it?

The Amazon Prime Rewards card is undoubtedly worth it if you frequently order from Amazon — especially if you spend over $2,380 each year on the site or spend big on Amazon Prime Day. (Note, business owners may save even more with the Amazon Business Prime American Express Credit Card’s extra reward categories.)