Question: Can You Use Store Credit Cards At Other Places?

What stores offer store credit cards?

Best Store Credit CardsAmazon Prime Rewards Visa Signature.Target REDcard.Costco Anywhere Visa® Card by Citi.Capital One® Walmart Rewards™ Mastercard.Chase Freedom Unlimited.Citi® Double Cash Card.Bank of America® Premium Rewards® credit card..

Do store cards hurt your credit?

Store credit cards can either help or hurt your credit depending on your credit history, credit score and how you use the card. … Credit utilization measures the amount of credit card debt you’re carrying relative to your overall credit limit, and it’s the second most important factor in your credit score.

What credit card can you get with a 550 score?

The best credit cards for a 550 score:OpenSky® Secured Visa® Credit Card.Discover it® Secured.Credit One Bank® Platinum Visa® with Cash Back Rewards.Secured Mastercard® from Capital One.Milestone® Mastercard® – Less Than Perfect Credit Considered.

What credit score do I need for a Kohls card?

640Applicants need at least fair credit (a score above 640) to get approved for the Kohl’s Credit Card, in most cases. Credit card issuers also consider income and existing debt obligations when making approval decisions, however. It’s a good idea to see if you’re pre-qualified for a Kohl’s Credit Card before you apply.

What is a 5 24 rule?

Chase’s 5/24 rule means that you can’t be approved for most Chase cards if you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months.

What are the disadvantages of a store card?

7 Drawbacks of Retail Store Credit CardsRetail Credit Cards Usually Have Low Limits. © Peter Muller / Cultura / Getty. … They Have High Interest Rates. … Retail Credit Cards Have Less Impact on Credit Scores. … Usage Is Limited. … Retail Credit Cards Encourage High Utilization. … They Encourage Debt. … The Terms Aren’t Spelled out at Signup.

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.

What credit cards can you use anywhere?

Here are the best store credit cards that can be used anywhere:Best for online purchases: Amazon Rewards Visa Signature Card. … Best for wholesale club purchases: Costco Anywhere Visa. … Best for gas purchases: Sam’s Club MasterCard. … Best for high-end shopping: Nordstrom Visa Signature Card.More items…•

What store credit cards are easy to get?

Here are some of the easiest department store credit cards to get:Target REDcard: For people with fair credit or better. … Walmart Store Card: For people with fair credit or better. … Kohl’s Credit Card: For people with fair credit or better. … JCPenney Credit Card: For people with fair credit or better.More items…

What credit score do you need for a TJ Maxx card?

around 620 or higherThe TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher.

What credit cards give instant approval?

Best Instant Approval Credit Cards:Discover it® Secured: Rewards.Fingerhut Credit Account: Bad Credit.OpenSky® Secured Visa® Credit Card: No Credit Check Approval.Costco Anywhere Visa® Card by Citi: Excellent Credit.Credit One Bank® Visa® Credit Card: No Deposit.

What credit score do you need for affirm?

How To Get Approved For Affirm Financing. The good news is you can get approved by Affirm, as long as your credit score is 640 or above. Since they conduct a soft inquiry, applying for a loan with Affirm won’t affect your score.