Is HDFC Credit Card Life Time Free?

Is HDFC credit card free?

Lifetime Free Credit Card – Get Credit Cards with No Annual Fee | HDFC Bank..

Is HDFC millennia credit card good?

To meet this very need, HDFC Bank has recently launched its Millennia Credit Card that provides bonus CashPoints on online shopping, lounge access, cashback on all spends and more, all at an annual fee of only Rs. 1,000. With multi-faceted benefits, it can be a good match for many.

Which HDFC credit card is lifetime free?

Exclusive Festive Pricing Condition valid Between November 1 2020 to December 31,2020Credit Card ProductAnnual Membership feesDefault Pricing conditionIndian Oil HDFC Bank credit cardRs.500/- feeLife Time freeMoneybackBusiness MoneybackMillennia credit cardRs.1,000/- fee12 more rows

How bad is it to cancel a credit card?

A credit card can be canceled without harming your credit score⁠—paying off your balances first is key. Closing a credit card will not impact your credit history, which factors into your score.

Should I pay an annual fee for a credit card?

You want better cash-back rewards It can make sense to pay a card’s annual fee when the cash you’ll earn back will outweigh the cost of that fee.” … Even with the annual fee, you’ll net more overall on the Blue Cash Preferred® Card from American Express if you spend at least $61 a week on groceries.

How can I get free HDFC credit card?

The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.

Is SBI credit card free?

The SBI Unnati Credit Card is a great option for beginners or first-time users. Though the annual fee is Rs. 499, it is free for the first four years. This means that it is a Zero Fee Credit Card for the initial 4 years.

How can I make my HDFC millennia credit card lifetime free?

1st Year – 1,000.Waived on completing 2 transactions in a month for first 3 consecutive months.2nd Year Onwards – 1,000.Waived if annual spends > 1 lakh.Lifetime FREE on completing 4 transactions of 500+ in a month for first 3 consecutive months.

How do I know if my credit card is lifetime free?

You could also look for the words “Lifetime Free” or “LTF” in the card application form. This means that you will not have to pay annual charges till you continue to use the card. Interest rate: For credit cards, generally interest rates are 22-48% per annum.

Which bank credit card is best?

Best Credit Cards Based on Top CategoriesCredit CardBest ForIndianOil Citi Platinum Credit CardFuelAxis Bank Neo Credit CardCashback, Hotel, MoviesHDFC Bank Diners ClubMiles CardLounge AccessCiti Rewards Credit CardRewards9 more rows

Can you cancel credit card before annual fee?

Some card issuers will refund your fee if you close your accounts and it’s been fewer than 30 or 60 days. It’s best to make your decision early and avoid the potential charge by closing your account before the annual fee hits.

What is the best credit card with no annual fee?

NerdWallet’s Best No Annual Fee Credit Cards of December 2020Citi® Double Cash Card – 18 month BT offer: Best for Flat-rate cash back.Discover it® Cash Back: Best for Bonus category cash back.Wells Fargo Propel American Express® card: Best for Travel rewards.More items…•

Which HDFC credit card is better?

Best HDFC Credit Card OnlineHDFC Bank Credit CardsCategoryMonthly Interest ChargeDiners Club Premium CardPremium3.25%Doctors Superia CardPremium2.95%Freedom CardCashback, Rewards3.40%Infinia CardLifestyle, Premium, Rewards, Travel and Airline1.99%14 more rows

How can I avoid paying my credit card annual fee?

The good news is that it’s possible to have a credit card with great benefits and avoid paying an annual fee.Ask for the fee to be waived. … Use your rewards to make up for the fee. … Switch to a different card. … Get a card with no annual fee. … Get a card that waives the fee. … Cancel the card.

Which is the best lifetime free credit card?

10 Best Lifetime Free Credit Cards in India 2020ICICI Instant Platinum Credit Card.HSBC Visa Platinum Credit Card.Citibank Rewards Domestic Credit Card.SBI Unnati Credit Card.ICICI Amazon Pay Credit Card.Kotak Royale Signature Credit Card.Axis Bank Insta Easy Credit Card.IndianOil Citibank Platinum Credit Card.More items…•